SettleYourDebt

Debt Settlement-Debt Negotiation Program

What type of Client will Qualify for a FREE consultation?

Ø Must have at least $10,000 of unsecured debts (account minimum is $500 balance)

Ø Clients who are already behind on their unsecured debts.

Ø Clients who have experienced a pay cut that can’t keep up with their payments.

Ø Clients who want to try and avoid Bankruptcy.

Ø Clients who want to stop the late fees, interest charges and can’t keep up with minimum payments anymore.

Ø Clients who want to pay off unsecured debts in 2-4 years.

Ø Clients who can afford to pay something.

Ø ***The key to our program is that you must be in need of debt relief. Those that are not struggling to make payments will not find our settlement program of much help and will actually do further harm to their situations.**

Client Advantages:

Ø Settlements can be approximately 40-60% of your unsecured debt total

Ø Once accounts are Settled; the calls from creditors will go away

Ø One affordable program payment

Ø Settle your debt in 2 – 4 years or less!

Be Careful:

1.) Debt Settlement programs can only assist with UNSECURED DEBT. A lot of companies will allow you to add active Mortgages, Auto Loans, and Equity Loans to the debt total they will settle for you. We will protect your best interest and do not accept these types of accounts so that you do not lose your assets.

2.) Debt Settlement programs require that all of your unsecured credit accounts are closed or deactivated. You cannot pick and choose what accounts you keep and which ones you include for debt settlement.

Debts we CAN accept:

Ø Credit Card Debt

Ø Medical Bills in Collection

Ø Department Store Cards

Ø Unsecured Loans

Ø Past Due Rent if in collections

Ø Local Merchant Accounts

Ø Past Due Utility Bills if in collections

Ø Automobile Repossession Balances

Ø Oil/Gas Cards

Ø Personal Loans *must be verified that they are not tied to any assets

Ø Gym Memberships if in collections

Debts we CANNOT accept:

Ø “CASH CALL”/Pay Day Loans

Ø Secured Debts or Collateralized Loans (i.e. car loans, home loans, etc.)

Ø Signature Loans (unless paperwork can verify that it is not collateralized)

Ø Utilities of any kind unless in collections

Ø Rent of any kind unless in collections

Ø Student Loans of any kind (Even through regular banks)

Ø Attorney Fees

Ø Debts under $500

Ø Medical (unless it’s already in collections)

Ø Credit Union Accounts of any kind

Ø Military Star Cards

States that we are unable to offer Debt Settlement Programs in:

(see attached State Exclusion List**)

**Note we should be approved in all but 5 states by Sept 2009

Our advantages:

Ø We have been in business for over 4 yrs

Ø We are members of TASC (Trade Association of Settlement Co.’s)

Ø We are Certified by the IAPDA (Intl. Assoc. of Debt Arbitrators)

Ø We are Accredited Members of the BBB (Better Business Bureau)

Ø (24 Complaints/That have all been resolved. In fact, 16 of those clients stayed in the program once their situations were resolved) Not a bad record, do you agree?

Ø We contact all clients every 10 business days for updates and to check in on their well being.

Ø We have more than a 92% retention rate for our clients. Industry average is 40%-50% fallout rate.

Ø We are licensed, Insured and Bonded in the State of FL.

Ø Our Program allows customers to start saving money towards settlements in the first month! *Most companies simply collect their fees.

Ø Includes Family Legal Care Memebership

Ø Includes Credit Educational Service

Ø This is NOT a CCC company (will not report on bureaus as “in CCC”)

Our customer service and debt settlement services are stellar! You have a large amount of debt and you should trust it to seasoned professionals like us who have done this for years and years.

Your Rights & Collections Agencies Can’s and Can’t Do’s

Ø If you have any questions regarding calls from creditors or collection agencies, the links below will help you know how Collection Agencies work and what is fair and what is not.

Fair Debt Collections Practices Act - Know Your Rights

Debt Collection Abuse? What Debt Collectors Can and Cannot Do

We are dedicated to helping those who are going through financial hardships. Whether it is high interest rates that never allow you to pay down balances, high balances that would take years to pay off, or even the inability to keep paying minimum payments. Isn’t it time to put this financial burden behind you?

~ Financial Freedom gives you choices. But you must fist choose to become debt free. ~

Dave Ramsey

                                                                                                 APPLY NOW!!